Affordable Health Coverage For All Employees

starting at $50 per month

 
 

The unique landscape of today’s s environment requires reinventing the way we look at and provide benefits to our employees.

Our unique solutions provide benefits above and beyond health, tied directly to employee performance and used as a tool for retention of only the very best talent.

 

Schedule a time to find out more about:

  • Health plans starting at $50 per month, fully compliant with ACA and state health mandate rules

  • PPO Network

  • Alternative benefits from EAP, mental health, financial support designed for your retention and recruiting need

  • Wellness and preventative care program you can afford for your entire staff

all the healthcare you need, at prices you can afford

24/7 Access to Doctors

(Free of Charge)

Speak to a licensed physician when and where you need one by phone or on video.

 Rx Drug Plan

Covers Generic Drugs
$10 or $25 Copay

Widely accepted prescription drug card covers generics for physical & behavioral Rx.

 Behavioral Health / Therapy

(Free of Charge)

Talk to a therapist by phone whenever you need one. *

 Benefit Hub

(Free of Charge)

The world’s largest selection of employee discounts, voluntary benefits and rewards.

 eWallet

(Free of Charge)

Store and access all health-related cards in one easy place, so they’re ready anytime, anywhere.

 

 PHCS Network

Complete Access

Nearly 4,400 hospitals, 79,000 ancillary care facilities and more than 700,000 healthcare professionals.

Virtual Health benefits come included with our MEC solutions.

Why Minimum Essential Coverage (MEC)?

  • The most affordable way to offer all your employees medical coverage, prescription coverage, wellness plans and mental health, from a PPO Network.

  • Meet Employer Mandate (Penalty A): Employers must offer at least Minimum Essential Coverage (MEC) to any benefit eligible employee. Non-compliance will could result in a penalty of $2,750 per eligible employee in 2022.

  • Meet Employer Mandate (Penalty B): Employers must offer a minimum value plan that meets 60% actuarial value including hospitalization services. The MV plan must be offered at a maximum contribution of 9.83% of the employee’s income - YOU pay the difference.

  • As the cost of major medical plans continuous to rise, ACA becomes more expensive to comply with each year. With the minimum essential coverage plan, you company can obtain coverage for your employees for as low as $50 per employee. Budgeting and cost savings while complying with ACA becomes an attainable reality with our MEC plans.

Full Pricing Transparency

LOW COST • GREAT FLEXIBILITY • PROTECTS YOUR COMPANY FROM ACA PENALTY “A”

Here is our pricing, no census data required!

PPO Benefit Summary

Monthly Rates Basic MEC Virtual MEC Ultra MEC Ultimate MEC
Employee only $45 $59 $99 $125
Employee + Spouse $90 $118 $190 $240
Employee + Child(ren) $90 $118 $190 $240
Employee + Family $135 $177 $285 $360
Benefit Summary Basic MEC Virtual MEC Ultra MEC Ultimate MEC
Preventive / Wellness Covered 100% Covered 100% Covered 100% Covered 100%
Primary Care Visits - - $15 copay $15 copay
Specialist Visits - - Network Discount $15 copay
Urgent Care - - $50 copay $50 copay
Labs - - Network Discount $50 copay
X-Rays - - Network Discount $50 copay
Value Adds Basic MEC Virtual MEC Ultra MEC Ultimate MEC
Telemedicine Unlimited - $0 Co-pay Unlimited - $0 Co-pay Unlimited - $0 Co-payv Unlimited - $0 Co-pay
PPO Network Multiplan Multiplan Multiplan Multiplan
Employee Perks Program BenefitHub BenefitHub BenefitHub BenefitHub
benieWALLET Included Included Included Included
Behavioral Health - $50 fee max 3 pe r year $50 fee max 3 pe r year $50 fee max 3 pe r year
Rx Benefits Basic MEC Virtual MEC Ultra MEC Ultimate MEC
Generic Rx Discount Only Tier 1: $10 or less
Tier 2: $25 or less		 Tier 1: $10 or less
Tier 2: $25 or less		 Tier 1: $10 or less
Tier 2: $25 or less
Brand Rx Discount Only Discount Only Discount Only Tier 3: $50 or less
Tier 4: $75 or less

Perscription/Rx Benefits

Easy-To-Use Prescription Coverage

  • Easy access Prescription Drug Card can be used at thousands of Retail Pharmacy locations

  • Home Delivery Benefit receives up to a 90-day supply of your medication(s) at a discounted price.

  • Tools and resources to help make better drug therapy decisions

  • Comprehensive Online Tools to Manage Your Benefits, and much more!

These are just some of the top participating national chain pharmacies available:

 
 
 

Includes exclusive discounts from many of the most desired brands in the world. Our Discounts & Rewards marketplace is sure to provide an extra layer to your benefits package that will excite potential new employees and give existing ones another reason to stay.

Used by 5 of the top 10 largest employers in the U.S.

 
By the Numbers Easy to Use Local Offers Cash Back
10,000+ Brands 200,000+ Offers
1,000,000+Products		 With 21 categories, 100+ subcategories, and a powerful search engine, it’s simple to find what you’re looking for Get deals from your favorite local businesses in a Zip Code driven map. Our Cashback Rewards feature enables employees to earn 2% - 20% cashback on nearly all vendors.
 

All the Brands They Love

With thousands of national brands in over 20 categories and 110 subcategories, employees find amazing deals on what they want, when they want it. Nike, Gap, Hertz, Sprint, Curves, Disney and more!

Rich Cash Back

To enrich the amazing discounts, over 70% of the offers provide cash back, too! Tracked in the portal for easy access and redeemable at any time, cash back is a big engagement booster.

Great Savings

Our discount marketplace houses “real and relevant” deals offering something for everyone. Employees can find incredible savings of up to 60% on hotels, 39% on movie tickets, 60% on apparel... and more!

Preventative Care

If your employees need help with a deal or logging in, we’ve got real people (not chatbots) to help. Live service is available 24/7